What is Covered?
V-Insurance has worked closely with Bicycle Queensland to design this insurance program for its members. This program covers Bicycle Queensland, affiliated State and Territory Associations and Clubs including all members, temporary/trialling members, regional boards, first aid personnel, administrators, officials, coaches, executives and voluntary workers involved in activities which are sanctioned by Bicycle Queensland. These activities include official events, training, meetings, and fundraising activities and travel to and from these activities.
This program incorporates three covers;
- Public & Products Liability
- Professional Indemnity
- Personal Accident
You can download a copy of our Summary of Cover brochure by clicking below:
V-Insurance has arranged the Personal Accident insurance program on a group basis without taking into account individual circumstances. This policy provides benefits to members of Bicycle Queensland, who through injury or accident, incur financial loss and who would otherwise not have received assistance. The program seeks to provide benefits to those most exposed and to maintain protection at the lowest possible cost to membership. It therefore cannot provide 100% cover of a benefit for every loss that occurs. Federal Government Legislation prevents insurance companies from paying any insurance benefit for a medical service that is covered by Medicare. This legislation also applies to the Medicare gap. In addition to this Personal Accident insurance all members are encouraged to consider taking out Private Health insurance, Income Protection Insurance and Life insurance if their individual circumstances require it.